Service Scope

FirmVerify is an automated credit onboarding platform designed to streamline the collection and verification of business information, bank references, and trade references. The Service provides end-to-end workflow automation for credit teams, from application intake through verification and reporting.

Our platform includes: digital application intake with customizable forms; secure consent PDF generation with tamper-evident metadata; automated bank reference verification via email; automated trade reference verification via email; business entity verification (EIN validation, business type verification); real-time application status tracking and dashboard; automated nudge/reminder emails for pending references; subscription and usage-based billing management.

The Service automates the collection of bank reference information. Applicants submit their bank account details, and FirmVerify generates a secure verification request with a consent PDF. The bank reference receives an email with a unique token to submit verified account information, including average daily balance.

The Service automates the collection of trade reference information. Applicants submit their vendor details, and FirmVerify generates a secure verification request. The trade reference receives an email with a unique token to submit verified credit information, including credit limits, current balances, and payment terms.

FirmVerify provides business entity verification tools, including EIN (Employer Identification Number) validation, business type classification, and incorporation state verification. These checks help confirm the legitimacy of applicant businesses.

All data submitted through the Service is encrypted in transit (TLS 1.3) and at rest. Consent PDFs are generated with cryptographic metadata to detect tampering. Verification tokens are unique per reference and expire after use. We do not store full credit card numbers — all payment processing is handled by Stripe.

FirmVerify offers a web-based dashboard accessible via modern browsers. We provide email-based support during business hours. Custom integrations and API access are available upon request. The platform supports single sign-on through email-based authentication with session cookies.

The Service is designed for businesses in the United States. Verification results are provided as information only and do not constitute financial or legal advice. FirmVerify does not make credit decisions — it provides verified data for credit teams to analyze. Response times depend on third-party reference availability.